Minding the gap

I spent a good portion of the afternoon arguing with the agent from the dental insurance company whose policy starts tomorrow (required to complete my ACA order) to try and establish my “assigned dentist.”

Good grief, I can still remember trying to buy regular health insurance (the Golden Rule plan I’d be replacing) when I first moved to Maryland and before the aforementioned “Care Act” took effect. It was a nightmare (which I don’t feel like repeating here), but was still easier than signing up for Obamacare. Seriously, 20 different policies from TWO different companies PLUS I had to choose separate vision and dental plans – why have one monthly bill when you can have three?

No, you can’t skip these two steps – I tried, and ended up delaying coverage for about 2 weeks (and being woken up by phone calls at 9am every morning for said two weeks saying “it’s time to finish enrollment” which I thought was already taken care of). #endrant

Back to my original story: apparently, there is only ONE in the entire metro Orlando area () – even though there were AT LEAST four offices within a 20-minute bus ride of me which claimed they accepted plans from that company, but nope agent on the phone insisted there was only one in-plan dentist in a 25-mile radius “…unless you want the Premium Plan.”

Seriously considered telling him to forgot it as I really didn’t want the plan to begin with. The good news is: it gives me an excuse to switch practices (which you read about in my “dental” category). The bad news is: I’m on my own for finding it… as long as I’m willing to pay “a little bit extra” for another plan… and wait a full year before true coverage kicks in (so that extracted tooth – from LAST FEBRUARY – isn’t getting capped for another year).

But, hey, at least I get to call them back tomorrow…

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Categories: Advocacy\volunteer, dentistry, editorials, Health, news, politics, ramblings | Leave a comment

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